| 1. The top ways identity
thieves get your info is through purse snatching, mail theft, dumpster diving,
and e-mail/phone "phishing." | |
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2. You should always carry
your Social Security card with you. | |
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3. You have the right to get
a free credit report once a year. | |
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4. Investing in credit card
protection is a smart move. | |
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5. Once you have subscribed
to the North Dakota DO NOT CALL List, you don't have to worry about
telemarketers anymore. | |
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6. Older adults are
deliberately targeted for telemarketing fraud. | |
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7. There is no a law that
requires charities to spend a certain percentage of their income on programs
and services. | |
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8. Telephone solicitations
on behalf of police or firefighters must give some of the money raised to a
city police or fire department. | |
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9. Foreign lotteries are
illegal in the U.S. | |
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10. The only proven way to
protect yourself from telemarketing fraud is to hang up | |
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11. Buying magazines or other
products improves your chances of winning sweepstakes and contests. | |
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12. As long as you don't buy
any magazines or send any money, playing sweepstakes is harmless entertainment. | |
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13. Work-at-home ads, like
stuffing envelopes, offer a legitimate way to make money. | |
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14. There are legitimate companies
who 1) offer loans for an advance fee, or 2) can help you clean up your credit
for a fee. | |
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15. Two red flags when hiring
a contractor are: 1) the contractor is soliciting door-to-door, and 2) the
contractor requires substantial payment in advance of starting any work. | |
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16. If you're happy with your
roofing job, it's okay to go ahead and make a final payment. | |
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17. If a uniformed utility
employee appears at your door to conduct an inspection, shows a badge and ID,
it's safe to invite him in. | |
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18. Once signed, legal
contracts like Quit Claim Deeds can be very difficult or impossible to
reverse. | |
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19. Most investment fraud is
perpetrated by long term, trusted advisors. | |
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20. If you have a trusted
family member, a financial advisor, or someone with your Power of Attorney who
is paying your bills and managing your money, it is critical that you or others
review your account statements. | |
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